Cryptocurrency Payment Gateways

Bitpay vs CoinPayments Comparison

Compare Cryptocurrency Payment Gateways

Bitpay vs CoinPayments

Bitpay

Early Adopter

BitPay provides cryptocurrency payment solutions for individuals and businesses such as a prepaid Mastercard® to pay with Bitcoin and other cryptocurrencies. For companies a solid merchant payment processing solution is offered.

CoinPayments

Crypto Purists

CoinPayments provides cryptocurrency payment solutions for individuals (crypto wallet) and companies (cryptocurrency payment gateway) and offers the largest number of crypto payment options (2,275+) to their clients.

Item	Bitpay	CoinPayments
Overview
Overall Rating
Main Tagline	Manage and spend your Bitcoin with the BitPay App, and turn Bitcoin into dollars with BitPay's Prepaid Mastercard®. Accept or Send BTC Payments Globally.	Crypto payments made easy. Take advantage of our global crypto payment gateway made easy and accessible for everyone — whether you are a business owner, crypto user, or even from another planet.
Opinion	Early Adopter Benefits from their long time on market, good merchant solution.	Crypto Purists Pure crypto payment gateway with largest collection of coins.
Website	https://bitpay.com/	https://www.coinpayments.net/
Pros	Good merchant solution Direct withdrawal to bank account	Largest list of crypto payment coins
Cons	No multi-currency merchant account	Withdrawal to fiat only through Coinbase or Wyre Basic API or refunds must contact customer service Confusing UI

Payment
Checkout Currencies	16	30+
Payment Currencies	BTC, BCH, ETH, WBTC, DOGE, LTC, SHIB, GUSD, USDC, USDP, DAI, BUSD	2000
Fiat Settlement Currencies	AUD, CAD, EUR, GBP, MXN, NZD, USD, ZAR	-
Crypto Settlement Currencies	BTC, BCH, GUSD, PAX, USDC	2000
Payout Time	Daily	Daily
Withdrawal to bank account	Yes	-
Exception Handling	Yes (underpaid, overpaid, multiple-paid)	Yes (underpaid, overpaid, expired)
Refunds	Yes	Yes (must contact customer service)
Swaps	Yes	-
Deposits	Yes	Yes
Chargebacks	Not possible	Not possible
Checkout Demo	Demo	Demo

Technical
Hosted Checkouts	Yes	Yes
Self-hosted Checkouts	-	Yes
White-Label	-	Yes
Custody	Custodial	Custodial
Blockchain	Proprietary - Direct integration of each blockchain	Proprietary - Direct integration of each blockchain

Pricing & Fees
Setup Fee	-	-
Maintenance Fee	-	-
Transaction Fee	1%	0.5%
Free Trial	-	-

Organisation
Operating License	Money Transmitter License (MTL) in 15 US states	Virtual Currency Service Provider License in the European Union
KYC/AML	Yes	Yes
Incorporated in	United States	Estonia

Screenshots
Merchant Dashboard
Hosted Checkout Page
Payment Details
API Documentation

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